Category: Medicare

The average Medicare Advantage premium in Arizona is approximately $4.82 per month in 2026, and many plans are available with $0 monthly premiums. Beneficiaries must still pay their Medicare Part B premium, and total costs vary based on deductibles, copayments, provider networks, and the benefits included in a plan.

The Medicare enrollment process and the decision of when to enroll can be confusing. If you’re preparing to turn 65 and still working, you may already have health insurance coverage through your employer. Will signing up for Medicare now save you money, or will it add to your costs? And how does...

Scheduling a Medicare planning appointment with an insurance advisor is a smart step as you move forward with the process of deciding whether to enroll or adjust your plan. However, it’s important to prepare for this meeting ahead of time. Bring the information you have to help your advisor understand your healthcare...

Choosing a Medicare plan can feel overwhelming. You have several options, each with its own confusing terms and costs to consider. If you rush the process, you may overlook critical details and wind up with coverage that doesn’t meet your needs. Asking yourself the right questions during the selection...

Retirees and certain individuals receiving Social Security Disability Insurance benefits may qualify for Medicare, including Part D coverage. Here’s what you need to know about what Medicare Part D covers and how much it costs, so that you can better budget for your healthcare expenses.  What Is Medicare...

Medigap and Medicare Advantage offer different types of coverage, and which one is right for you depends on what matters most to you. Medigap works with Original Medicare to cover extra costs like deductibles and coinsurance. Medicare Advantage rolls your hospital, medical, and often drug coverage into one plan. Look at your...

Many Arizonans rely on standard Medicare Advantage plans for health coverage. However, these standard plans aren’t always the best options for individuals with chronic conditions or who require specialized care. For these individuals, Medicare Special Needs Plans (SNPs) may offer a more suitable solution to their needs. SNPs are...

When people reach the age of 65, they become eligible for health insurance coverage through Medicare. Medicare provides health coverage to seniors when they retire and lose employer-supplied insurance. As you approach retirement age, understanding how the Medicare system works can help you plan for your healthcare costs in your later years. 

Medicare Open Enrollment runs from October 15 through December 7 every year. During this time, anyone with Medicare can make changes to their health or prescription drug coverage. Any updates you make will take effect on January 1 of the following year.  If your needs or medications have...