How to Get Health Insurance if You’re Self-Employed
If you're self-employed, you can get health insurance through the Health Insurance Marketplace, a spouse's employer-sponsored plan, private insurance carriers, or certain professional associations. Many self-employed individuals in Arizona also qualify for premium tax credits that can significantly reduce monthly costs.
Running your own business gives you flexibility, but...
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Special Enrollment Periods Explained: When You Can Change Plans
Health insurance doesn’t always line up neatly with the ebbs and flows of your life. You might change jobs, move to a new location, get married or divorced, or welcome a new family member at any time of the year, not just during Open Enrollment.
Fortunately, you don’t necessarily...
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Transitioning from Employer Insurance to Medicare
As 65 approaches and Medicare enters the picture, the questions start to pile up. You may feel uneasy about giving up your current coverage, making a costly mistake, or choosing something that affects a spouse or partner in ways you did not intend.
You deserve space to ask honest...
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Life Changes That Affect Your Insurance Needs
Life doesn’t sit still for anyone. As life changes—such as getting married, having children, moving, or retiring—your insurance should adjust accordingly. Each new chapter brings different needs, and keeping your coverage up to date is one of the best ways to protect your money, your family, and your future.
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Health Insurance for Self-Employed Individuals
If you work for yourself, you should know that you have more choices for health insurance coverage than you might think. You can buy an Affordable Care Act (ACA) marketplace plan, enroll directly through a private insurer, or look at short-term coverage if you need a temporary option. Marketplace plans cover essential...
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