Medigap vs Medicare Advantage: Which Is Right for You?
Medigap and Medicare Advantage offer different types of coverage, and which one is right for you depends on what matters most to you. Medigap works with Original Medicare to cover extra costs like deductibles and coinsurance. Medicare Advantage rolls your hospital, medical, and often drug coverage into one plan. Look at your...
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Medicare Special Needs Plans
Many Arizonans rely on standard Medicare Advantage plans for health coverage. However, these standard plans aren’t always the best options for individuals with chronic conditions or who require specialized care. For these individuals, Medicare Special Needs Plans (SNPs) may offer a more suitable solution to their needs.
SNPs are...
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Transitioning from Employer Insurance to Medicare
As 65 approaches and Medicare enters the picture, the questions start to pile up. You may feel uneasy about giving up your current coverage, making a costly mistake, or choosing something that affects a spouse or partner in ways you did not intend.
You deserve space to ask honest...
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Life Changes That Affect Your Insurance Needs
Life doesn’t sit still for anyone. As life changes—such as getting married, having children, moving, or retiring—your insurance should adjust accordingly. Each new chapter brings different needs, and keeping your coverage up to date is one of the best ways to protect your money, your family, and your future.
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Health Insurance for Self-Employed Individuals
If you work for yourself, you should know that you have more choices for health insurance coverage than you might think. You can buy an Affordable Care Act (ACA) marketplace plan, enroll directly through a private insurer, or look at short-term coverage if you need a temporary option. Marketplace plans cover essential...
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What Seniors Should Know About Medicare
When people reach the age of 65, they become eligible for health insurance coverage through Medicare. Medicare provides health coverage to seniors when they retire and lose employer-supplied insurance. As you approach retirement age, understanding how the Medicare system works can help you plan for your healthcare costs in your later years.
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Are You Ready for Medicare Open Enrollment?
Medicare Open Enrollment runs from October 15 through December 7 every year. During this time, anyone with Medicare can make changes to their health or prescription drug coverage. Any updates you make will take effect on January 1 of the following year.
If your needs or medications have...
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